PB&H Benefits

Flexible Benefit Plans

Flexible Benefits
Flexible
Benefits

Our Flexible Benefit Plan solutions include Section 125 Cafeteria Plans with flexible spending accounts, Section 105 health reimbursement arrangements, and health savings accounts. Employers have been attracted to these plans to decrease the cost of health insurance while giving more control and flexibility to their employees to manage their own health care expenses.

We understand that each company has their own unique set of needs and goals in offering a benefit package. PB&H Benefits can assist you in determining the plan arrangement most beneficial to your company and your employees. Our hands-on approach begins with consultation and continues through implementation and ongoing plan administration.

Specifically, our services include:

  • Plan design and implementation
  • Document services
  • Claim processing and substantiation
  • Debit Cards
  • Enrollment and education materials
  • Regulatory filing and testing if applicable
  • Bank and funding reconciliations
  • Participant and sponsor electronic account access