Creating Value

PB&H Benefits is proud to unveil our newest full administration service program called American 401k. This program is a low cost, full service 401k Administration utilizing PB&H Benefits as Third Party Administrator, Mid Atlantic Trust Company as custodian/trading partner and Registered Representatives with First Financial Group of MassMutual.

Have you considered total 401k expenses prior to selecting your provider? Prior to your selection, a study of complete costs can benefit your business and the employees over many years of investing. The American 401k program is designed specifically to keep as much money in the market, working for employees' retirement.

There are no additional asset-based fees and no "wrap" fees. The program is a mutual fund platform and therefore there are no group annuity fees.

Also, you can help your participants save each year over other providers by offering our program's investment lineup. You have the flexibility to choose funds with lower average expense ratios, and there is no limit on your number of fund selections.

In just a few minutes, you will be able to start the American 401k. After a small number of questions regarding your indended design and start date, your plan can be active and ready to receive payroll submissions. We walk you through each step of the installation to make it effortless for you and to have your plan up and running in no time.

Our streamlined process is a delight to employers who prefer more time focused on business operations and less time dedicated to benefits administration.