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Plan Design Options

In today's economic environment, designing the most beneficial health care benefit package has never been so challenging and vitally important to employers. We understand the issues you are facing in choosing the right combination of insurances, deductibles and flexible benefit arrangements. With the rising costs of medical expenses and insurance, many employers are researching Consumer Driven Health Care (CDHC) options. These health benefit plans are the result of employers trying to contain health care costs and increase or maintain consumer choice and satisfaction concerning health care.

Following you will find descriptions of three different plan types currently being used to manage the changing world of consumer driven healthcare. These descriptions are brief and not intended to encompass the complex underlying rules and regulations governing these plan types. Please contact PB&H Benefits for more detailed information on how your company or client can benefit from a flexible benefit plan.

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